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I'm enjoying the discussion about w-2 and 1099s. I love contracting and the
freedom it brings. What's helped me is picking a big client, coming in at a
reasonably low rate, working hard, regularily raising the rate, and
gradually building my knowledge of their internal business.
I do have a question. Do you other contractor's carry professional
liability insurance, blanket crime insurance and error's and ommissions
coverage?
I sit in my office and type up manuals and email them. Why would I
logically need all this coverage? What do you typically expect to pay for
the coverage?