Re: I'm taking my marbles and going home...

[Jeffrey Osier-Mixon <jefro -at- jefro -dot- net>]

> House payment: $1100+ (cheap on the west coast!)

Yep (not ashamed of $1700)

> COBRA          $ 500 (down from $1200! I am *so*
>                         thankful my ex-empl changed providers!)

Eek!  Whatever you want to say about it, Blue Shield/Blue Cross can be
had for
the whole family for about $250 if you can deal with a high deductible. 
We
consider it catastrophic insurance.

> Utilities      $200-$300 (water, trash, phone, gas, electric)

yep

> Car payment    $300-500 (thankfully, mine's *just* paid for!)

yep, although if you own your home, a Home Equity Line of Credit is a
much better
bet.  Ours is amortized over 15 years at prime rate, and (in most cases)
it's tax
deductible.  Of course, qualifying for it means having a steady
income...

> Credit cards   $300-500

See above.  Put it into the house and lose the cards.

> It's a good time to be junior; b*tch of a time to be senior.

Amen to that.


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