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I couldn't agree more strongly, Sherry. I, too, just went through the same
thing for the first time in my career with my latest contract.
The amount of business liability insurance and increases to my automobile
insurance initially seemed excessive and needless to me. But it came down
to adapting, landing the work, and putting my client's CFO and legal counsel
at ease.
The extra insurance serves as a virtual "bond" that better protects all
parties concerned. I'll live with it as it wasn't too expensive...
We are still working on changes to my contract that don't expose me to a
risk of having to pay my client if "all" of the work is not completed on
time. Note that a clause was added to an amended contract where new
deliverables were added without my agreement and were due in the same time
frame. These deliverables were explicitly and initially said to be the
purview of another unhired writer. How they were added to my
responsibilities without my consent beats me... (I guess my client is very
impressed with my writing but perhaps not with my reading skills.)
I'm glad that I carefully read my contract(s). I have not signed the
amended version, although I complied with the insurance requirements. My
concern about being saddled with additional deliverables without added time
or compensation are being addressed in the contract is being changed...
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