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<<To a certain extent for me, it's a matter of principle. This really sucks.
It's really unfair and unreasonable for a writer, who has NO way to force
management to review her work, to bear all the burden for errors and
omissions.>>
I understand the issue. It's hit your "unfair" button. I would pass on those
gigs that require it, then. There is no way you, as an individual, or I with
a company, can buck this trend. I'm not disputing the "unfairness." I'm say
we have to deal with the marketplace as it is today. Corporate attorneys are
expending their expertise making sure *their* clients are protected, and
that is their only concern. The clause you describe simply makes sure their
client is protected. How you take care of yourself (or how I take care of my
company) is no concern of theirs. In the same way you have "NO way to force
management to review" you have little or no way to sidestep or eliminate
this clause, other than simply taking a pass. The insurance is actually
pretty cheap by itself. It's when it's connected to E&O that it gets more
expensive.
We are required to provide certificates showing proof of liability
insurance, E&O insurance and workman's compensation insurance. That's just
one of the "rules" we face on 2 out of every 12 or so projects, particularly
to be on a company's preferred vendor list. It's part of the cost of doing
business, and unfortunately, we have to charge to cover those costs, even
though we have never (knock on wood) had to use it in the 15 years I've been
doing this. It is what it is.
Sherry
Sherry Michaels
President
Michaels & Associates
11639 E. Wethersfield Rd.
Scottsdale, AZ 85259
480-614-8440 Local
877-614-8440 Toll free
480-614-2775 FAX
www.docntrain.com
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