Laptops: travel insurance? Summary.

[Geoff Hart <ghart -at- videotron -dot- ca>]

Earlier today, I asked for suggestions on how to insure our laptop  
computer(s) when we travel in India, with the caveat that our home  
policy _does_ cover the computer(s) while we travel, but possibly not  
in India (we might have to challenge our insurer on this point) and  
definitely not against damage. I received the following suggestions:

- Safeware provides coverage for roughly $85/yr for two laptops  
($3000), but only within the US and Canada. The premium is much  
higher (roughly 3x) for travel elsewhere in the world--too high to be  
worthwhile. At that price, it's worthwhile picking up a cheap used  
laptop instead.

- State Farm offers a "personal articles" policy that costs ca. C$54/ 
year, including outside North America, but unfortunately, I'm in  
Quebec and they don't sell policies in Quebec. (Probably because they  
can't be bothered translating their documentation into French... and  
lost my business as a result. Let that be a lesson to localizers  
everywhere! <g>)

- Westfield Insurance offers similar coverage (<$100/year).

- We'll also check with our local insurance broker and travel agent.  
They often know of relevant offerings that a single company might not  
be aware of.

Thanks to Kevin Amery, Barry Campbell, Gene Kim-Eng, Barb Philbrick,  
and Karen Zorn. If I missed your name, it means I didn't see your  
message; please send it again (to me or to techwr-l). Other comments  
welcome!


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Geoff Hart   ghart -at- videotron -dot- ca

(try geoffhart -at- mac -dot- com if you don't get a reply)

www.geoff-hart.com

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