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Re: Where do you get health insurance

Subject: Re: Where do you get health insurance
From: Michele <michele -at- krautgrrl -dot- com>
To: "TECHWR-L" <techwr-l -at- lists -dot- techwr-l -dot- com>
Date: Fri, 08 Jul 2005 14:01:20 -0500


Hi John,

When my husband was laid off 15 April 2005, he applied for Blue Cross Blue Shield of Minnesota. They accepted him, but declined our son and myself b/c of pre-existing conditions and I applied for a program sponsored through the State of Minnesota that is called MCHA. It is strictly for people who have pre-existing conditions (no matter how trivial), but premiums are high! I have a $5000 deductible and am 40, my premium is $2500/year. But, if you add my husband, my son and my premiums together, they are less than half of what COBRA would have been, which was $12,000/year.

My advice is to shop around. My husband's BCBS policy is $125 month whereas Health Partners (which he's switching to at the end of his BCBS quarter) is $75 month for his age and sex.

If you've lapsed coverage, you may also not be eligible certain coverage on specific conditions.

HTH, Michele

---------------
Michele E. Davis, Writer
Kraut Companies
612-824-3516
612-309-6903 (cell)
www.krautgrrl.com
www.krautboy.com
and the uber geek empyre




John Posada wrote:

So...if you are respopnsible for buying your own insurance, where do
you buy it from? This is not including COBRA or spouse's insurance.


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References:
Where do you get health insurance: From: John Posada

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